I blog when I go abroad, and occasionally when I do stuff in the UK too. There's a nicer interface over here.

Monday, November 17, 2008

Tesco personal finance are fucking shit

I opened a Tesco "internet saver" account in April. I ranted about it here in October. I phoned them up today.

Actually I phoned them up about 4 times. Beforehand I'd gone through my daily routine of trying unsuccessfully to login to their banking website, but because I was in a bit of a sort-out-finances mood I took the plunge and called them up. The first time went like this:

Welcome to Tesco Personal Finance. For savings or Clubcard Plus, press 1.
one
For automated service, press 1. For ...
one - thought I'd give automation a go, see if I couldn't transfer money out without speaking to someone
Please enter your customer number.
customer number
Please enter the 3rd and 1st digits of your security number
3rd and 1st digits
This service is temporarily unavailable. Please call back later. Thank you for calling Tesco Personal Finance.


And it hung up on me.

Er. Oh. OK. So I called back. This time, instead of automated service, I pressed 3 to talk to a customer services representative. I had to enter the numbers etc again, but I assumed this was so the person I would imminently be talking to would already know who I was. First line of security and all that.

I was wrong. The same thing happened. Computer said no, click, BYE.

I called back again and listened to every option of every menu. Apparently the only way I could talk to a human about savings was the route from the previous call, but I knew that didn't work; so this time, instead of actually entering my customer number, I did nothing:

You did not enter a customer number. Please enter your customer number.
more nothing
You did not enter a customer number. For help, press the star key.
*
To enter your customer number, use your phone's keypad to type in the digits. To speak to a customer services representative at any time, press the star key.
*

Hold music! Delightful hold music! I was in a queue, they were terribly busy you see, but I was in a queue to talk to a human! Salvation was surely near!

I waited on hold for 5 minutes or so. Finally a woman answered, frightfully sorry to have kept me waiting, she wondered how she could help me today. I explained, with not inconsiderate exasperation, how I'd had an account for 7 months yet not been able to login, and she took some details. Specifically she took my customer number and 2 digits from my security number -- the same details as I enter every day in the website, the same as I'd typed into the phone earlier -- and said she couldn't help me. My account is locked, see, pending receipt of proof of my signature. I swear she'd gone to the fucking website same as I do and gone through the whole thing and was just reading it out. She couldn't do anything for me. No withdrawals, no closing the account, no fucking anything. Great customer service!

I did get put back on hold briefly while, supposedly, she got someone to check all the way back to July (account was opened in late March/early April; not sure why they only went back to July). Of course they found no evidence of me sending them anything my signature on it. Never mind that they've got my fucking money and that I can type in account numbers and sort codes and customer numbers and security numbers and any other details they want: because they've only received about 4 things with my signature on instead of 5 I can't have my money and she can't help me.

Click. Human says no. BYE.

I went back to my desk, back to my laptop, back to the website. Tried to login, failed, clicked on "send me the signature verification letter". The fucking bastards. Perhaps in 2 weeks or so I'll be able to login.

Perhaps.

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